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Scholarshpis and Financial Aid

International
Candidates

1. SWPS University's Scholarship for International Candidates

  • Scholarship covering the first year tuition fee

Who can apply

  • International candidates
  • Applying to undergraduate (Bachelor's degree) and graduate (Master's degree) full-time programs in English

Application process

 

2. Poland My First Choice - NAWA Scholarship

  • Scholarship in the amount of PLN 2,000 (approx. EUR 460) per month to cover living costs during the time of studing in Poland specified by the Program Regulations.

Who can apply

  • International candidates from countries listed in the NAWA Regulations
  • Applying to full-time graduate (Master's degree) programs in Polish or in English, which achieved the A or A+ category in the latest parametric evaluation by the Ministry of Sciences and Higher Education 

 

Academic & Athletic
Achievement Scholarships

Academic Achievement Scholarships

Academic, artistic or athletic achievement scholarships are awarded by higher education institution, the Ministry of Science and Higher Education, and by local governments. The scholarship amounts, paid in Polish Zloty, vary depending on the type of scholarship. Please refer to the list below for details.

Rector’s scholarship for best academic achievement

Who can apply: students who have completed the first year of studies, achieved a high Grade Point Average (GPA) or have other proven academic, artistic or athletic achievements (e.g. high places in national or international competitions).

Application Process: application deadline is October 31st. More information on the Virtual University (i.e. the internal information portal) available to persons registered as SWPS University students.

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As specified by the Act on Higher Education, holders of Bachelor’s degrees who are applying for another undergraduate program and holders of Master’s degrees who are applying for another university program are not eligible for the Rector’s Scholarship.

Minister’s scholarship for best academic achievement

Who can apply: students who have excellent academic, research artistic or athletic achievements (such as academic publications, participation in research projects, co-authorship of an invention or a utility model, participation in artistic competitions or projects, or participation in international sports competitions). More information »

Application Process: application should be submitted to the Dean appropriate for your Faculty. Applications approved by the Faculty Board are submitted to the Ministry of Science and Higher Education, where they are assessed further. The assessment is point-based. Taking into consideration the prestigious nature of the scholarship, the Commission assesses the importance and scale of the achievement. In case of research or artistic achievements, the Commission asses only significant and highly innovative achievements.

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As specified by the Act on Higher Education, holders of Bachelor’s degrees who are applying for another undergraduate program and holders of Master’s degrees who are applying for another university program are not eligible for the Minister’s Scholarship.

Diamond Grant

Who can apply: holders of Bachelor’s degrees or students of 5-year integrated Master’s programs, who have completed the third year of study, and who conduct research. Every year, the Ministry of Science and Higher Education awards 100 grants for best students in Poland. More information »

In previous years, several SWPS University students received Diamond Grants and funds for the implementation of their research projects, thanks to support of their thesis advisors.

Grant amount: up to PLN 200,000.

Application process: online applications can be submitted at www.osf.opi.org.pl - the Financing Systems Management (Obsługa Systemów Finansowania) webpage. Application deadlines are announced on the webpage of the Ministry of Science and Higher Education.

Scholarships granted by local governments

Who can apply: low-income students with proven academic achievements may apply for scholarships awarded by local authorities at various levels of the local government.

Scholarship Amount: the amount and the number of scholarships are established by the local authorities.

Application process: candidates should apply at the appropriate office of the local government. Usually, application deadlines are set at the beginning of October. Please check with your local authorities.

Athletic Achievement Scholarships

Students who represent SWPS University at sports competitions at the national and international level are eligible for athletic achievement scholarships. Depending on the achievement, students may apply for scholarships granted by their university or by the Ministry of Science and Higher Education.

Rector’s scholarship for best athletic achievement

Who can apply: students who have completed the first year of studies and have proven athletic achievements (e.g. top places in national or international competitions). More information on the Virtual University Platform (i.e. the internal information portal), available to persons registered as SWPS University students.

Application process: application deadline is October 31st.

Minister’s Scholarship for exceptional athletic achievements

Who can apply: students with proven athletic achievements (e.g. participation in international sports competitions). More information »

Exceptional athletic achievement is defined as::

  • participation in the Olympics or Para-Olympics
  • winning one of the top places (from first to fifth) in the world championships, European championships, Universiades, the World University Championships, the European University Championships or equivalent athletic competitions for people with disabilities.
  • winning top places (from first to third) in national sports championships or national sports championships for people with disabilities.

Application process: application should be submitted to the Dean appropriate for your Faculty. Applications approved by the Faculty Board are submitted to the Ministry of Science and Higher Education, where they are assessed further.

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As specified by the Act on Higher Education, holders of Bachelor’s degrees who are applying for another undergraduate program and holders of Master’s degrees who are applying for another university program are not eligible for the Minister’s Scholarship.

 

 

Scholarships for Students
with Disabilities

Scholarships for Students with Disabilities

SWPS University offers its students and doctoral students a number of scholarship programs, including special scholarship for persons with disabilities. They are available undergraduate, graduate, 5-year integrated graduate programs, and doctoral students who hold a Polish disability certificate (Polish disability card). The amount of scholarships is determined annually and depends on the subsidy awarded to our university for this purpose. A special scholarship for disabled persons is awarded for a period of 9 months, provided the disability certificate does not expire sooner. A document confirming a disability, issued by an adjudicating body in another country (outside the Republic of Poland) does not constitute the basis for granting a scholarship for persons with disabilities.

Who can apply: students who hold a valid Polish disability certificate (Polish disability card), you are eligible for a scholarship for people with disabilities.

Application process: to obtain the scholarship you must submit an application and a copy of the current disability certificate to the appropriate authority. The scholarship is awarded for a semester or a whole academic year (or until your disability certificate is valid). More information on how to obtain a Polish disability card is available via the Virtual University »

Scholarships for
Low-Income Students

Scholarships for low-income students

Students from families where the monthly income per capita is below 1,051.70, are entitled to scholarships for low-income students. The amount of the scholarship depends on the level of income of the student’s family - the lower the income, the higher the scholarship amount.

In the academic year 2020/2021 the scholarship amounts were as follows:

  • PLN 8,850 (family monthly income below PLN 650 per capita)
  • PLN 8,100 (family monthly income from PLN 651.01 to PLN 850 per capita)
  • PLN 7,500 (family monthly income from 850.01 to1,051.70 per capita)

Moreover, full-time students may apply for an additional amount if their daily commute to the university is very difficult or it prevents them from attending classes. In the current academic year (2020/2021) the additional amount is PLN 300  per month.

Financial aid

Students who temporarily find themselves in a difficult financial situation due to unforeseen circumstances, are eligible for financial aid. Unforeseen circumstances are defined as events that cannot be predicted, foreseen or avoided even with due diligence. For example: an accident, a serious illness or death in the family..

Students may apply for financial aid twice during one academic year. The amount of financial aid is decided upon by the Financial Aid Committee.

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As specified by the Act on Higher Education, holders of Bachelor’s degrees who are applying for another undergraduate program and holders of Master’s degrees who are applying for another university program are not eligible for the Scholarship for low-income students or for financial aid.

 

Student
Loans

Student Loans

Undergraduate, graduate and doctoral students who need financial support may apply for student loans. As per new regulations, effective as of January 1, 2019, students may apply for loans throughout the course of the whole year.

What is a student loan?

Undergraduate, graduate and doctoral students, who are in need of financial support, may take advantage of a government funding scheme and apply for student loans provided by the Student Loan Fund (Fundusz Kredytów Studenckich). The loans are granted for the duration of studies, for the maximum period of 6 years and in a case of doctoral studies, for the maximum period of 4 years. The term of a loan does not include sabbaticals. Loan pay outs are suspended during sabbaticals.

Students receive monthly loan pay outs for 10 months, throughout the academic year. Students must begin to pay back student loans two years after graduating. The term of the loan repayment is twice as long as the term of the loan payouts, for example if students receive 20 loan payouts, they must pay back the total loan amount in 40 instalments.

Preferential terms and conditions of student loans include:

  • low interest rates
  • possibility of a loan guarantee provided by the Polish national development bank (Bank Gospodarstwa Krajowego (BGK))
  • possibility of lowering or increasing loan payments
  • payment of the loan differed by two years after graduation
  • possibility to be granted a partial or a full loan waiver
Who may apply for a student loan?
  • Undergraduate and graduate students who are no more than 30 years of age
  • Doctoral students who are no more than 35 years of age
  • University candidates may also apply for student loans, however before signing the loan contract, they must provide a document confirming that they have been accepted to an undergraduate, graduate or a doctoral program at a university.
  • Non-Polish nationals may also apply for student loans, providing they meet the following criteria:
    • they have been granted a residency status in Poland or a long-term residency in the EU
    • they have been granted a temporary residency status due to the circumstances referred to in Article 159, section 1 or Article 186, section 1, point 3 or 4 of the Act of 12 December 2013 on Foreigners
    • they have been granted a refugee status by the Republic of Poland or are under temporary or subsidiary protection on the territory of the Republic of Poland
    • they hold a certificate confirming their Polish language proficiency at the minimum level of CEFR C1
    • they hold a Polish Card or a certificate confirming Polish ancestry or are a spouse, an ancestor or a descendant of a Polish national, residing at the territory of the Republic of Poland

The main criterion assessed by the lenders during the loan evaluation process is the applicant’s income. The maximum level of family monthly income per capita, allowing students to apply for student loans is set by the Ministry of Science and Higher Education annually. In the academic year 2020/2021 this amount was set at PLN 3,000.

Banks offering student loans

The following banks offer student loans:

  • PKO Bank Polski S.A.
  • Bank PEKAO S.A.
  • Bank Polskiej Spółdzielczości S.A. (including associated credit unions
  • SGB-Bank S.A. (including associated credit unions)
How to apply for a student loan?

Step 1: select a bank – before applying, check the requirements listed by the bank, including what documents are required to assess your credit rating, your loan capacity, the collaterals of your loan and your potential guarantor(s).

Step 2: submit your loan application online or in hard copy. Loan applications are accepted throughout the whole year. You should attach the following documents to your loan application:

  • a declaration confirming total family income and the number of family members for the previous year
  • a confirmation of your student status or a document confirming that you have applied to an undergraduate, graduate or a doctoral program – you can obtain these documents from your Office of Student Affairs or from the Admissions Office
  • other documents required by the lending institution to assess your loan capacity and collaterals. If you do not meet the bank’s lending requirements, you may apply to Bank Gospodarstwa Krajowego, or if you live in a farming community, to the Agency for Restructuring and Modernisation of Agriculture (ARMA), asking them to provide a guarantee of your loan repayment.


In the loan application, you must select one of the available loan amounts. Students may receive PLN 400, PLN 600, PLN 800 or PLN 1,000 per month in student loans.

Step 3: signing the student loan contract

Detailed conditions of the loan are described in the loan contract, for example:

  • the term of student loan
  • the start date for the monthly loan pay outs
  • the process of confirming an undergraduate, graduate or a doctoral student status
  • the loan re-payment schedule
  • the loan interest rate
Loan waivers, deferments, and lower monthly installments

Loan repayment installments may be lowered to equal 20 percent of the borrower’s monthly average income. In case of a difficult personal situation, borrowers may apply for a deferment of their student loan, for a period of up to 12 months.

Borrowers may also apply to the lending institution for a student loan waiver in the following circumstances:

  • 50% waiver when the borrower graduated in the top 1 percent of students, in a given academic year
  • 35% waiver when the borrower graduated in the group of top 1.01 to 5 percent of students, in a given academic year
  • 20% waiver when the borrower graduated in the group of top 5.01 to 10 percent of students, in a given academic year.

To obtain the waiver, graduates should provide a confirmation of their academic achievement, together with their application, to their lending institution.

Student loans may be partially or fully waived in case of an exceptionally difficult personal situation or in case of a permanent loss of the ability to repay the loan.

For more information, please refer to the following webpages:

 

 

scholarships info ang 2019